Winter can be tough on your home, especially if you’re planning to leave for a while. Freezing temperatures, snow, and ice can lead to costly damage and possibly a denied insurance claim. With a little preparation, you can protect your property while you’re away. Here are some essential winter home protection tips to ensure your home stays safe and secure.
1. Turn Off Your Water Supply
Frozen pipes are a major risk in winter. Before leaving, turn off the main water supply to prevent leaks and water damage. Drain any remaining water from faucets, washing machines, and dishwashers to avoid frozen pipes bursting in your absence. Some Insurance companies may require this in order to maintain "freezing" coverage on your policy.
2. Maintain Heat in Your Home
Set your thermostat to at least 55°F (13°C) to keep your pipes from freezing. Consider installing a smart thermostat for remote temperature control, or have a friend or neighbor check the temperature periodically. This will ensure your home stays warm, even when you're not there. Some Insurance companies may require this in order to maintain "freezing" coverage on your policy.
3. Insulate Vulnerable Areas
Check areas like attics, basements, and crawl spaces for drafts. Insulating exposed pipes and sealing cracks in the walls can help maintain a steady temperature, preventing damage from the cold.
4. Clear Snow and Ice
Heavy snow and ice can cause roof damage and create safety hazards. Arrange for snow removal from walkways and the roof to prevent buildup that could lead to leaks or accidents.
5. Install a Security System
A security system with cameras and motion sensors provides extra protection while you're away. Many systems offer remote monitoring via smartphone, giving you peace of mind and helping protect against theft. Some systems may also generate an additional discount on your insurance policy.
6. Notify a Trusted Neighbor
Ask a neighbor or friend to check on your home regularly. They can ensure the heat is working, snow is cleared, and everything is in order. A neighbor can also help make your home look occupied by picking up mail or adjusting lights.
7. Review Your Insurance Coverage
Winter-related damage, such as burst pipes or snow-related issues, can be expensive. Review your homeowner’s insurance to ensure you're adequately covered for winter risks.
Winterize Your Home for Peace of Mind
By following these simple steps, you can protect your home from winter damage and avoid costly repairs. Don’t forget to check your insurance policy for added peace of mind. If you have any questions or need to review your coverage, reach out to us—we’re here to help you stay protected all year round.
Stay Safe and Warm This Winter!