Boat Insurance
Nothing beats a day out on the water. With a comprehensive Boat or Watercraft insurance policy, you can rest assured that you and your vessel is protected should the unexpected occur. From Jet Skis and Fishing Boats, up to Commercial Yachts, if it floats, we have a policy for it.
Unmatched Coverage Options at Poco Insurance
Boat Insurance Features
Boat policies can be customized with a range of coverages and features including:
Provides protection to your boat’s hull and built in machinery.
Extends coverage to the primary and auxiliary outboard engines attached to the vessel.
Gives legal protection against property damage or bodily injury relating to the operation and ownership of your boat.
Coverage for personal effects such as lifejackets, fishing gear, and other boating specific property.
Provides coverage to your boat trailer if it is damaged by an insured peril.
Protects boats houses and lifts against a range of perils.
Get a Custom Boat Quote
Frequently Asked Questions About Boat Insurance
Have questions about boat insurance? We've compiled a list of FAQs to help you understand how our policies work and how they can benefit you.
How much does boat insurance cost?
The cost for boat insurance varies based on the type of boat, the experience of the operator, the navigating area, and amount of coverage purchased. Small boats may start as low as $150. For an exact quote, please contact us.
Can I insure other operators?
Yes, we can add other frequent operators to the policy. Please ensure all operators have their pleasure craft operators card or equivalent.
Will insurance cover me if my boat sinks?
In most cases, the insurance will pay to recover your boat in order to meet government and environmental requirements and to prevent further liability. If your boat is “written off” your policy will pay based on the limits and conditions shown on the policy.
Is boat insurance required?
Legally speaking, No, boat insurance is not required, but it's highly recommended. Even if your boat is not worth much, having legal liability can protect you against liability from property damage or injury while operating your boat. Most marinas also require all owners to carry insurance.
What types of boats do you insure?
We offer insurance for a variety of marine crafts including pleasurecraft (jet skis), sail boats, fishing trawlers, liveaboards, yachts, and more!
Boat & Watercraft Insurance Quote Request
Please complete this form to start your boat quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.